Website Terms and Conditions of Use with Disclosures and Disclaimers
Last updated: November 20, 2025
By visiting and using this website https://www.firstclasstraveleconomybudget.com/
(“Website”), you agree that you have read, understood, and agree to the following Terms and Conditions of Use (“Terms”) by Lowe Luxury Travel LLC doing business as First Class Travel, Economy Budget (“Company,” “we,” “our,” or “us”).
Intellectual Property
All materials on this Website, including but not limited to written content, logos, designs, graphics, photos, videos, artwork, and downloads, are protected by copyright and other intellectual property laws.
You may view, download, print, email, and use materials from this Website for personal, non-commercial use only.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content without prior written permission from the Company. Unauthorized use constitutes infringement and may be subject to legal action.
AI-Generated and Inspirational Images
Some images or visuals on this Website may have been designed or enhanced using artificial intelligence (AI) tools. These are intended for illustrative and inspirational purposes only and are not meant to misrepresent destinations, experiences, or products.
Visitor Comments and Submissions
If you submit or post any content to this Website—including comments, photos, videos, testimonials, or written materials—you represent and warrant that:
You are at least 13 years old;
You own the rights to, or have permission to share, the material;
You grant the Company a perpetual, royalty-free, worldwide, non-exclusive license to use, copy, reproduce, publish, display, distribute, and otherwise use the material (in whole or in part) for any lawful purpose, including marketing and advertising; and
You grant the Company permission to use your name and likeness in connection with such material.
All submissions become public once posted. You are solely responsible for your content and any consequences arising from its publication. You agree not to post or transmit any content that is defamatory, obscene, harassing, threatening, fraudulent, or otherwise unlawful.
The Company reserves the right, but not the obligation, to remove any content at its discretion. We are not responsible for any content posted by third parties and disclaim liability for any damages resulting from such content.
Visitor Conduct
You agree not to engage in any of the following prohibited activities:
Damaging, disrupting, or interfering with the Website or its security;
Using the Website for any illegal, fraudulent, or harmful purpose;
Uploading or distributing viruses, malware, or malicious code;
Collecting data or personal information from users without consent;
Sending unsolicited promotions, spam, or marketing messages;
Sharing paid or private course materials with non-purchasers; or
Attempting to gain unauthorized access to any part of the Website.
We reserve the right to restrict or terminate access to the Website for anyone who violates these Terms.
Disclaimers
This Website provides informational and educational content only.
The Company does not provide financial, legal, medical, or psychological advice. All information is intended for general educational and entertainment purposes only.
While the Website may discuss topics related to credit cards, loyalty programs, affiliate opportunities, or financial products, such information is not to be interpreted as financial advice or a guarantee of specific results. Always consult your own licensed financial advisor, accountant, or attorney before making financial decisions.
You acknowledge that you are solely responsible for your choices, actions, and results. The Company disclaims liability for any loss or damage resulting from your reliance on the information provided here.
Affiliate & Referral Disclosure
The Company may include affiliate and referral links throughout this Website and related communications (including newsletters, emails, social media, and digital guides).
This means the Company may earn a commission or bonus—at no additional cost to you—if you choose to make a purchase, open a credit card, or sign up for a product or service through one of these links. Examples include, but are not limited to:
Credit card referral links (e.g., American Express, Chase, Citi, Capital One)
Online shopping portals or booking platforms (e.g., Amazon, Viator, Expedia, Hotels.com)
Travel or rewards apps (e.g., Rakuten, Point.me, Seats.Aero, AwardWallet)
The Company only promotes products or services we personally use, trust, or believe provide genuine value to readers. You are under no obligation to use any affiliate or referral link.
Earnings Disclaimer
The Company does not make any guarantees regarding your results, earnings, or redemption values from using the information provided on this Website.
Your results depend on your own spending habits, creditworthiness, financial situation, and other personal factors. Individual results will vary.
Any examples of redemptions, savings, or credit-card perks mentioned are for illustrative purposes only. Past results do not guarantee future performance.
Links to Third-Party Websites
This Website may contain links to external third-party websites or resources. These links are provided for convenience only. The Company does not control and is not responsible for the content, products, services, or privacy practices of those sites.
Before engaging in any transaction with a third party, you should independently verify their terms, policies, and suitability for your needs. The inclusion of a link does not imply endorsement or affiliation.
Refund Policy
Due to the digital nature of our programs and immediate access to course materials, all sales are final once the course has been started.
We do not offer refunds after access is granted. However, the Company is committed to helping students succeed. If you experience any issues accessing or understanding course content, please contact us for troubleshooting and support.
No Warranties
THE INFORMATION, PRODUCTS, AND SERVICES ON THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We make no representations or warranties regarding the Website’s availability, accuracy, or reliability. We do not warrant that the Website will be error-free, secure, or free from viruses or other harmful components.
The Company shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this Website or any linked third-party services.
Copyright & DMCA Notice
All content on this Website is owned by or licensed to the Company and protected under U.S. and international copyright law.
If you believe that your copyrighted material has been improperly used or shared on this Website, please send a written DMCA notice including:
Your contact information;
A description of the copyrighted work;
The URL or specific location of the alleged infringement;
A statement of good faith belief that use is unauthorized; and
Your signature (physical or electronic).
Send all notices to: ane@loweluxurytravel.com
Accessibility Statement
The Company is committed to ensuring that this Website is accessible to everyone, including individuals with disabilities.
We are continually working to improve user experience for all and apply relevant accessibility standards (such as WCAG guidelines) where possible.
If you encounter any accessibility barriers or have suggestions for improvement, please contact us at ane@loweluxurytravel.com.
Arbitration Agreement
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall be resolved exclusively through binding arbitration in Travis County, Texas, administered by the American Arbitration Association under its Commercial Arbitration Rules.
Each party shall bear its own costs and attorney’s fees, except as otherwise provided by applicable law.
You agree to waive any right to participate in a class action or jury trial.
Governing Law & Jurisdiction
These Terms are governed by the laws of the State of Texas, without regard to its conflict of laws principles.
If arbitration is not applicable, any disputes shall be resolved exclusively in the state or federal courts located in Travis County, Texas.
Privacy Policy
Your privacy is important to us. Please review our full Privacy Policy here: https://loweluxurytravel.com/privacy-policy
Modification of Terms
The Company reserves the right to modify or update these Terms at any time without notice. Continued use of this Website after any such changes constitutes acceptance of the updated Terms.
Entire Agreement
These Terms constitute the entire agreement between you and the Company regarding your use of this Website, superseding all prior communications, whether written or oral.
Contact Information
If you have any questions about these Terms or our policies, please contact us at:
📧 ane@loweluxurytravel.com
📍 Lowe Luxury Travel LLC
Austin, Texas, USA